UDavid Edwards
I-Latin America ngoku iyindawo yokuphuhliswa kwee-asethi zedijithali ngenxa yokunyuka kokwamkelwa kwe-stablecoin kulo lonke ilizwekazi. Lo mkhwa ufumene i-traction eBrazil, apho eyona bhanki inkulu kweli lizwe, i-Itaú Unibanco, kubonakala ngathi icinga ngokukhupha i-stablecoin yayo. Nangona kunjalo, ukungacaci kwemithetho kusaluthintela ukukhula ngaphandle kwalo mdla weziko.
U-Itaú ubanga ukuba iprojekthi imisiwe de kube inkqubo efanelekileyo yokulawula ukukhutshwa kunye nokusetyenziswa kwe-stablecoin kusekwe. Umgaqo ocwangcisiweyo oya kwalela abantu baseBrazil ukuba basebenzise i-stablecoins ngokusebenzisa izipaji ezizibambayo kumbindi wengxabano yangoku. Esi senzo sifumene ukugwetywa okuqatha kubo bobabini abathathi-nxaxheba kwimarike kunye nabaphathi beshishini.
Abachasi baphikisa ngelithi ukwalelwa kolu hlobo akuyi kusebenza. Mhlawumbi kuya kutyhala abasebenzisi kwiitshaneli ezingalawulwayo, ukudala uqoqosho lwesithunzi olukhulayo olusekelwe kwiintengiselwano ze-stablecoin, kunokuba kuphuculwe ulawulo lukarhulumente. Balumkisa ngelithi isiphumo ebesingalindelekanga siya kuba kukuphulukana nolawulo lokongamela kwabasemagunyeni kunye nokuncipha kokuvuleleka.
Uxinzelelo kutshintshiselwano lwe-cryptocurrency yaseBrazil nalo luyakhula. Lo mlinganiso ungafuna iinkqubo zokuthobela ezingqongqo ngakumbi ukuba uphunyeziwe, nto leyo eya kwandisa iindleko zokusebenza kwaye mhlawumbi ingakhuthazi ukusungula izinto ezintsha. Nangona kunjalo, intsingiselo ebanzi imalunga: isithintelo se-de facto kwiprothokholi ye-decentralized finance (DeFi), eyenza ukuba kube semthethweni ukusebenzisa i-stablecoins kuthungelwano olungenamvume.
Abaninzi kushishino lwe-cryptocurrency bayaqhubeka nokuthandabuza ukusebenza kwesindululo nangona kukho imiqobo yomthetho. Abachaphazelekayo kushishino bagxininisa ubunzima bolawulo kunye nobugcisa ekubekeni iliso kwizipaji ezizibambayo. Kwanezona zixhobo zokucupha zintsonkothileyo ziyasokola ukuthelekisa ngokuthe ngqo iintengiselwano nezazisi zehlabathi lokwenyani kwaye ziqhubeke nokubeka iliso kwindlela yokuziphatha yesipaji ukuze kuphunyezwe inkqubo enjalo.
Nkqu iiwebhusayithi ezaziwa ngamazwe ngamazwe ezifana Coinbase ziye zabonisa ukungavumi. USekela Mongameli wefem kuMgaqo-nkqubo waMazwe ngaMazwe, u-Tom Duff Gordon, ngokuphandle wacela iBhanki Enkulu yaseBrazil ukuba itshintshe isimo sayo. "Ii-Stablecoins ziya kuba sisiseko kuphuhliso lwe-intanethi yexesha elizayo kunye nezimali ezinikezelweyo," utshilo uGordon, ekhuthaza indlela yokulawula elungeleleneyo, elungele ukusungula izinto ezintsha.
Ingxoxo iqaqambisa ingxaki enkulu ekufuneka amazwe asahlumayo ajongane nayo: indlela yokulungelelanisa iimfuno zolawulo kunye nophuhliso olukhawulezayo lwezemali ezinatyisiweyo. Isigqibo seBrazil sinokuthi sivuse amaza olutsha lwezemali okanye sibe sengozini yokukhubekisa inxalenye ebalulekileyo yoqoqosho lwedijithali.
